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| lesliesumner |
 Posted: Wed Jul 26, 2006 3:48 am Post subject: Online Banking |
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New Poster
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I apologize if this has already appeared on the board. I scrolled through and didn't really see what I was looking for. Has anyone opened a checking account on-line and what has been your experience with this? What I have heard is that there can be fewer fees and the interest on savings accounts is higher because there is less overhead. Is this the case.
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| sonicreducer |
| Posted: Wed Jul 26, 2006 10:22 am Post subject: |
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Investing Associate
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Are you looking for a savings account or checking account?
I've opened online savings accounts with emigrantdirect.com, ingdirect.com, and hsbc.com. I used to shuffle money between them depending on who had the better rates.
Ing has a great site in my opinion, but their rates have fallen way behind, stuck at 4.35%. Emigrant is at 5.0%APY and HSBC is at 5.05%APY for their online savings accounts.
Both have their plusses and minuses, but I tend to lean towards HSBC as I like the layout of their site better and they generally are one of the first to bump rates.
I can't really comment on the checking account aspects, but I do know citibank offers an online checking account linked to an online savings account at their site, which is advertised at getting 5.0% APY.
Compared to any local bank around here, any of them are lightyears ahead in terms of interest rate, and I'd definitely recommend setting up an account. |
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| raj21 |
| Posted: Thu Oct 28, 2010 9:43 pm Post subject: |
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Just go to the bank's website and Register as a new user with your information. Make sure you mom helps you with this as you want to make sure she can also access your account for security and safety reasons.
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