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| stockmarkettips |
 Posted: Wed Nov 29, 2006 9:32 am Post subject: Why do I feel like I'm the only one saving? |
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Investing Manager
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| Does anyone else feel like they're the only one of their friends or family who saves a lot? I get called all kinds of names like stingy and cheap, but it really doesn't stop me from the way I feel. I think when times are good people tend to splurge only to regreat it when times are bad. I wish more people thought this way, but sometimes I feel like I'm the only one and that's hard. |
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| walt17 |
| Posted: Wed Nov 29, 2006 2:44 pm Post subject: |
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Investing Associate
Joined: 17 Nov 2006
Posts: 32
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I can relate, but it doesn't bother me when people think I'm cheap. There are always opportunites to point out that if they weren't frivolous and wasteful, they would be better off. Such as when they moan about what they need and can't afford.  |
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| Strabo |
| Posted: Wed Nov 29, 2006 3:17 pm Post subject: |
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New Poster
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| I get that feeling all the time! Most of my friends say: "You have a job now, you can afford it". I usually ignore that. To me, that kind of thinking will just get you into trouble later on in life and neck deep in debt. |
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| kaliyas1 |
| Posted: Wed Nov 29, 2006 3:42 pm Post subject: |
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Investing Sr. Associate
Joined: 28 Mar 2006
Posts: 63
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2025.56 e$
Net worth: 11,120.01
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Monthly Return: -28.93%
Trades this month: 1
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| Yes.. me too. I like to save my money. For my saving its a discipline. |
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| BallJacker |
| Posted: Wed Nov 29, 2006 5:13 pm Post subject: |
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Investing Manager
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Most pople live well beyond thier means (income). Most of them when in trouble, have no cash available for emergencies. Let them call you frugal, maybe even a Scrooge (for the X-Mas season). Treat yourself and your friends once in a while, you've earned that.
"Happiness is not having what you want, but rather, wanting what you have." |
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| Kiman4 |
| Posted: Sun Dec 03, 2006 6:18 am Post subject: |
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Investing Sr. Associate
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| they might not see it now, but when all of you are sitting around a fireplace in your rocking chairs in your late 70s and 80s, they'll wish they had saved like you did |
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| cpu5594 |
| Posted: Mon Dec 11, 2006 11:12 am Post subject: |
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Investing Associate
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There was once a time where I had almost $200 in a lockbox in my room, and then over time it was slowly emptied by someone other than me...
And then I had about $30 in my wallet recently, and someone took that... *sniff*...
 What can't people fricken save there money instead of taking from me!!!
^<<< excuse the language... |
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| zerolikedis |
| Posted: Mon Dec 11, 2006 11:27 am Post subject: |
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Investing Manager
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| i feel the same way but i do have a lot off stuff. i save 70 % then spend like 50% of that if i see stuff on sale that ive been wanting(needing) so i still end up saving like 35% of my pay a month which is way ahead of my personal goal. people think im rich cuz i get everything i want (but others feel im stingy because i dont spend money at fast food places or resturants at work). but i never pay full price(tech goodies) nor do i spend money every week. i might go three months with out buying anything. i keep like 5 dollars in my wallet |
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| cpu5594 |
| Posted: Mon Dec 11, 2006 11:48 am Post subject: |
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Investing Associate
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| Well anyways I still haven't found my wallet... I checked everywhere, just hope some hobo or crook has it... |
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| poornewb |
| Posted: Wed Dec 13, 2006 5:07 am Post subject: |
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Investing Manager
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| I know the savings part I had saved up a considerable amount to just have sitting in a savings account, (well considerable for me) well then my wife got wind of!! So far we are remodeling our bathroom had the outside of the house painted. I think she is trying to get new furniture for the front room! arrrgggghhhhhh! |
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| Benjamin |
| Posted: Wed Dec 13, 2006 5:24 am Post subject: |
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Administrator
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| poornewb wrote: | | I know the savings part I had saved up a considerable amount to just have sitting in a savings account, (well considerable for me) well then my wife got wind of!! So far we are remodeling our bathroom had the outside of the house painted. I think she is trying to get new furniture for the front room! arrrgggghhhhhh! |
Well investing in your home is usually a good deal, as long as you have something there still for emergencies.
I've heard it said when something breaks or a problem with your home it's either $1,000 or $10,000. ie New water heater, $1,000, leaky basement or new roof, $10,000.
I believe the best investment is having a happy wife though, when she is happy everything seems to run a lot smoother at home and the return is priceless.
Anyway, I'm horrible at saving money. My wife is excellent though, I don't know what I'd do without her. Oh yeah, spend, spend, spend! |
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| poornewb |
| Posted: Wed Dec 13, 2006 9:26 am Post subject: |
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Investing Manager
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| True true, thats were at least being half way decent with a wrench comes in handy, I water heater went out this past summer and it only cost me 250 and one busted knuckle!! woo woo |
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| stockmarkettips |
| Posted: Wed Dec 13, 2006 10:12 am Post subject: |
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Investing Manager
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| poornewb wrote: | | I know the savings part I had saved up a considerable amount to just have sitting in a savings account, (well considerable for me) well then my wife got wind of!! So far we are remodeling our bathroom had the outside of the house painted. I think she is trying to get new furniture for the front room! arrrgggghhhhhh! |
I hope for your sake that she chooses colors that aren't too unusual as that can shave a good amount off the resale value of your home. |
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| Im Not Warren Buffett |
| Posted: Wed Dec 13, 2006 10:41 am Post subject: |
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CFO
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| Benjamin wrote: | | Anyway, I'm horrible at saving money. My wife is excellent though, I don't know what I'd do without her. Oh yeah, spend, spend, spend! |
Heh, I don't know anybody like that. |
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| txga |
| Posted: Tue Feb 20, 2007 5:41 am Post subject: |
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Investing Associate
Joined: 04 Apr 2006
Posts: 38
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3885.17 e$
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I'm pretty good at saving big money, but bad when it comes to saving like $20.
I have a savings account and I do pretty well with it though. |
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