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| waltman |
 Posted: Sun Jun 26, 2005 2:11 pm Post subject: eInvesting Credit Card Offers |
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Investing Sr. Associate
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I was looking at those deals on the eInvesting credit cards and I decided to try one. I had two credit cards for my business, and I just called and closed the one (cause it was a mileage card that was about to charge me the annual fee) and then applied online for that AMEX Blue Business card.
One thing though-- on the offers on the webpage they are a little vague as to exactly what the deal is... it says "up to 5% cash back." The exact deal (which I found out after calling them) is:
.5% cash back on the first $7500 in purchases.
2.5% cashback on the next $7500 in purchases.
1.0% cashback on anything after that.... no limits.
However there are ceratin "partner" firms that you get double the cashback. The include STAPLES (which just opened up not too far from my office) and FedEx. There were a few others but they didn't look as useful to me.
I do computer consulting and I buy a lot of computers for the business- so I should be able to make the $7500 cutoff. The especially cool part is buying computers for clients, then having them pay me back but keeping the cashback bonus for myself. (I'll discuss why that is ethical if anyone wants to debate it...)
My other credit card which I'm keeping tops out at 1% cash back, but its a VISA which shoudl work at those places that don't take AMEX.
Has anyone else tried any of those credit card offers out there?? I'm thinking I should get a personal credit card too- the one I have now doesn't offer any rewards.
Oh - the AMEX form made me fill it out 3 times before it worked- it complained about a "timeout" the first time, then a "cookies" problem the 2nd time. When I switched to Firefox (instead of IE) it worked fine - and I got the approval...  |
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| chahsiubow |
| Posted: Sun Jun 26, 2005 4:43 pm Post subject: |
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Investing Sr. Associate
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Try the Advata Business Card. 5% back on a lot of goodies including tech, with no min req. Only downfall is $300 limit per year. Couple that with the Citi Divdends card and that should be OK.
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. You will earn cash back rewards of 5% on all qualifying Net Purchases of "gasoline and diesel fuel", "computers, computer supplies, electronics and office supplies" and "utilities and telecommunications." Qualifying purchases are those made for business purposes using the Advanta BusinessCard at retail establishments that for "gasoline and diesel fuel" are gas stations that process the transactions as fuel purchases; for "computers, computer supplies, electronics and office supplies" are merchant locations classified as computer, computer peripheral equipment and software distributors, electronics stores, computer software stores, or office supply stores; for "utilities and telecommunications" are merchant locations classified as utility or computer network service providers. Mail, telephone, catalog, and Internet purchases may not qualify; merchants may classify these transactions differently.
You will earn cash back rewards of 1% on all Net Purchases other than the qualifying purchases defined above. |
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