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| raven3517 |
 Posted: Sun Mar 13, 2005 2:57 am Post subject: |
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Investing Associate
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| keokagal wrote: | Now Alicia, next cc offer for a low percent for the life of the balance transfer, take it and get rid of the other cc. They are tooooo greedy.  |
You have to be careful about those 'for the life of the balance' transfers, though. Make sure you read the fine print! A lot of them will raise your rate to ~20% if you're late once, or require you to make a minimum amount of purchases per month - all sitting and accumulating interest at your higher purchasing rate until the transfer balance is paid off!  |
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| keokagal |
| Posted: Sun Mar 13, 2005 4:40 pm Post subject: |
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Investing Sr. Associate
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| credit counseling does screw your credit report for 7 yes 7 years. my bro in law just finished going through it. he has his first cc back. he has not been allowed a cc for all those 7 years. ya, he's out of debt, but if he had had an emergency i don't know what he would have done. |
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| paula0000 |
| Posted: Tue Mar 15, 2005 4:30 pm Post subject: |
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Investing Manager
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| I had no idea it credit counselling jurts your credit score. I recommended it to my friend when she got into credit card trouble for the 5th (yes 5th) year in a row. |
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